The picture shows the signing ceremony of "Seeing Loan"

The picture shows the signing ceremony of "Rural Revitalization Insurance"

Wang Chun, President of ICBC Guilin Branch, and other 4 people attended the signing ceremony of "Seeing Loan and Carrying Duty"; Peng Chunxiang, President of Agricultural Bank of China Guilin Branch, and 14 people attended the signing ceremony of "Rural Revitalization Insurance", and Jiang Zhiwen, Chairman of Guilin Small and Micro Guarantee, etc. Six people, Tang Min, Deputy Chief of the Finance Section of Guilin City Finance Bureau, and Jiang Youqiu, Chief of the Financial Stability Section of Guilin City Finance Office, attended the two signing ceremonies.

The picture shows Jiang Zhiwen, Chairman of Guilin City Small and Micro Enterprise Financing Guarantee Co., Ltd., delivering a speech

At the meeting, Jiang Zhiwen, chairman of Guilin Small and Micro Guarantee Company, briefly introduced the company's development and the advantages and characteristics of innovative guarantee products of "seeing loans" and "rural revitalization guarantee". He said that with the strong support and concern of the Guilin City Finance Bureau and the Municipal Finance Office, the company has issued nearly 1 billion yuan in guaranteed loans in 2022, with nearly 300 guaranteed households. The official implementation of "Seeing Loans" and "Rural Revitalization and Guarantee" is a concrete manifestation of the joint efforts of both banks and banks, joint innovation, and active implementation of the instructions of the Guilin City Headquarters for Stabilizing Finance and Benefiting Entities. It is an important measure to further optimize the business environment, improve quality and increase, reduce corporate financing costs, and help enterprises overcome difficulties. Compared with traditional guarantee business, innovative guarantee products "seeing loans" and "rural revitalization guarantee" jointly have three advantages of "wide coverage, low cost and high efficiency". "Wide coverage" means that the business object can face all small and micro enterprises and agriculture, rural areas and farmers that meet the requirements. The single-account loan amount can reach 3 million yuan, benefiting a wide range and meeting the financing needs of most enterprises;"Low cost" means The business guarantee fee is low, with the annualized guarantee rate of only 0.5%, which is 50% lower than the annualized guarantee rate of traditional guarantee business of 1%, which greatly reduces the financing cost of enterprises;"High efficiency" means that only banks complete due diligence on loan applicants. Our company will no longer conduct repetitive investigations on loan applicants, which will greatly shorten the time for issuing loans, further optimize the business environment, and better serve small and micro enterprises and "agriculture, rural areas and farmers".

The picture shows Wang Chun, President of ICBC Branch, delivering a speech

Wang Chun, president of ICBC Guilin Branch, said that since the establishment of Guilin Small and Micro Guarantee, ICBC Guilin Branch has carried out business cooperation with it. Guilin's small and micro guarantee business is developing rapidly and its team has excellent professional quality. It is a good partner for long-term stable cooperation and win-win results. Through cooperation, the two sides have benefited hundreds of small and micro enterprises. This "Seeing Loan" banking business cooperation is an innovation of the traditional inclusive financial model. It is another new milestone for both parties to deepen strategic cooperation and share development opportunities. It will effectively alleviate the problems of "financing difficulties, expensive financing, and slow financing" for small and micro enterprises in Guilin City.

The picture shows Peng Chunxiang, President of the Agricultural Bank of China Guilin Branch, delivering a speech

Peng Chunxiang, president of Agricultural Bank of China Guilin Branch, pointed out that at present, many small and micro enterprises and enterprises in "agriculture, rural areas and farmers", especially those in counties and townships, generally lack collateral and opaque information. There is an urgent need for guarantee companies to intervene to improve credit enhancement. As a government financing guarantee company, Guilin Small and Micro Guarantee has a large single-account guarantee amount, low guarantee fees, fast business processing efficiency, a wide range of counter-guarantee methods, and many innovative guarantee products. It is a golden partner for our bank's cooperation. The official implementation of the "Rural Revitalization Guarantee" is an important measure to effectively solve the financing difficulties, expensive financing and slow financing of small and micro enterprises and "agriculture, rural areas and farmers" in our city. It will open a new prelude for the cooperation between the bank and the bank to jointly serve rural revitalization.

The picture shows Tang Min, Deputy Section Chief of the Finance Section of the Municipal Finance Bureau, giving a guidance speech

At the meeting, Deputy Section Chief of the Finance Section of the Guilin City Finance Bureau spoke highly of the achievements made by Guilin Small and Micro Guarantee, Industrial and Commercial Bank of China Guilin Branch, and Agricultural Bank of China Guilin Branch in supporting small and micro enterprises in our city and "agriculture, rural areas and farmers", and put forward several suggestions on the future development direction of bank-backed cooperation. First, both banks and lenders should give full play to the advantages of innovative guarantee products and fully promote "loan guarantee" and "rural revitalization guarantee" business development and expand business coverage. Achieve large-scale implementation of business; second, banks must give full play to the "head goose" effect, increase credit lending, increase the credit line guaranteed to small and micro enterprises in Guilin, further reduce the financing costs of small and micro enterprises, and provide more powerful financial support for the development of small and micro enterprises in our city. Third, Yantan must continue to work together to achieve complementary advantages. It must continuously strengthen financial product innovation and service innovation, broaden financing channels for small and micro enterprises, and help the high-quality development of small and micro enterprises and "agriculture, rural areas and farmers" in our city.

The picture shows Jiang Youqiu, Chief of the Financial Stability Section of the Municipal Financial Office, giving a guidance speech

Jiang Youqiu, Section Chief of Financial Stability at the Financial Office of Guilin City, emphasized that 2022 is a critical year for the implementation of the "14th Five-Year Plan". Under the dual impact of continued economic downturn and frequent epidemics, many small and micro enterprises in our city and the production and operation of "agriculture, rural areas and farmers" are facing difficulties and challenges. The launch of innovative guarantee products of "Seeing Loan" and "Rural Revitalization Guarantee" is a positive attempt and an effective measure to implement the spirit of the instructions of the Guilin City Headquarters for Stabilizing Finance and Benefiting Entities. It will inject new vitality into the development of enterprises in our city. It is hoped that the bank and the bank will continue to strengthen cooperation, develop more financial products, further reduce financing costs, play a greater role in ensuring people's livelihood, and guide more financial "living water" to flow to the real economy.

The picture shows the scene of Guilin Xiaowei Guarantee signing a business cooperation agreement between Guilin Branch and Industrial and Commercial Bank of China Guilin Branch

The picture shows the scene where Guilin Small and Micro Guarantee signed the "Loan and Guarantee" guarantee intention contract with Industrial and Commercial Bank of China Guilin Branch and corporate representatives

The picture shows the scene of Guilin Xiaowei Guarantee signing the "Rural Revitalization Insurance" business cooperation agreement with the Agricultural Bank of China Guilin Branch

The picture shows the scene where Guilin Small and Micro Guarantee signed the "Rural Revitalization Insurance" guarantee intention contract with Agricultural Bank of China Guilin Branch and enterprise representatives

At the meeting, after the bank and bank signed business cooperation agreements on "seeing loan" and "rural revitalization guarantee", Guilin Xiaowei Guarantee joined hands with the Industrial and Commercial Bank of China Guilin Branch to sign a "seeing loan" guarantee intention contract with Guilin City Hongteng Intelligent Technology Engineering Co., Ltd. and Guilin City Tuoda Mechanical and Electrical Engineering Co., Ltd.; Together with the Agricultural Bank of China Guilin Branch, it signed a "Rural Revitalization Insurance" guarantee intention contract with corporate representatives Guilin City Yingxing Agricultural Trade Co., Ltd. and Guangxi Bagui Laoguo Ecological Agriculture Co., Ltd., with a total guarantee amount of 7 million yuan.

The launch of "Seeing Loans" and "Rural Revitalization Guarantee" is a bold attempt by the three parties to the spirit of the instructions of the Guilin City Command for Stabilizing Finance and Benefiting Entities. It is a concrete practice of the relevant deployment of "Stabilizing Finance and Benefiting Entities". It is a new beginning for a win-win situation for the government, banks and enterprises. Under the correct leadership of relevant departments, the partners will surely make more explorations and contributions to the economy of Guilin City.